Question by : Where can I find cheap life insurance with no medical exam ?
I am looking for just some cheap life insurance enough to burn my body and give my ashes to my family .And maybe even give them a little money
looking for a flat rate where rates do not go up .
Life expentecy is about 2 years.
Best answer:
Answer by Zarnev
The “cheap” life insurance without an exam does ask health questions which you must answer honestly or the policy will be rescinded. In addition, those policies do not pay out for the first two years other than a return of premium. If the life expectancy is two years it is too late to get insurance. You should have thought about this last year.
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Can’t buy it for the same reason you can’t call Allstate when your house is already on fire. Save your money between now and then.
Well, you’re going to have a hard time. You can get a “no medical exam” low value policy through Globe Life or Mutual of Omaha, but you have to live AT LEAST two full years after taking the insurance out, before you die, for them to pay out.
Otherwise, just start saving your money now.
One of the catches with “cheap life insurance with no medical exam” is that you have to live more than two years before it does anything. If you die in under two years, then it does not give any money (or pay for cremation or anything else).